November 2024 Charts

Three Charts That Have Our Attention

If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful.

Active Underperformance. A recent study by S&P revealed that approximately 90% of active public equity fund managers fail to outperform their respective indices, while 81% of active public fixed income managers also underperform their indices over a 10-year period. Another case for trusting the DFA systematic approach.

State of the Consumer. Credit card interest rates adjust rapidly in response to changes in the yield curve. Severe delinquency rate is growing as consumers are feeling the effect of high interest rates.

Housing Trends. Homeowners with low-interest rate mortgages are likely gravitating toward home renovations versus purchasing a new home and locking into current mortgage rates.

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