Helping successful people make smart decisions about money
Helping successful people make smart decisions about money
Helping successful people make smart decisions about money
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
The above testimonials contain statements and opinions from actual clients of Ark Royal Wealth Management. Individuals were not compensated to discuss their experiences or have them shared on this website. Each client’s experience will differ and highlighted clients’ experiences may not be indicative of the experiences of other current or future clients. All investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
The above testimonials contain statements and opinions from actual clients of Ark Royal Wealth Management. Individuals were not compensated to discuss their experiences or have them shared on this website. Each client’s experience will differ and highlighted clients’ experiences may not be indicative of the experiences of other current or future clients. All investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
"I’ve been working with Mike Palmer over 25 years. My husband had just died, and I needed a financial advisor that I could trust. I sure did find the right person! As the founder of Ark Royal, Mike brought the same ethics into that organization that he showed me early on."
Sally
"Ark Royal for very many years have provided invariably wise and productive financial advice for our entire family. You know us quite well, you know our issues and you always provide insight and the way forward that we need."
Ed & Nancy
"Working with Ark Royal has been truly transformative. They go beyond focusing on just the number in our portfolio, and help us think through how we use our assets to live the life we want now while planning for the future. They've given us the confidence to make major decisions, including leaving a steady job to start a business. We've referred them to family members as well, and they’ve benefited just as much from their thoughtful guidance."
Matt & Katie
Since we started working with Ark Royal in 2018, we've frequently recommended them to our friends. What makes them so easy to recommend is their unwavering commitment to their fiduciary duty - they always put their clients' interests first; their financial acumen and willingness to dig into the details of employee benefit plans or other complex matters; their ability to explain matters and answer questions at whatever level of sophistication you need; their focus on really listening since they understand that each client's objectives and circumstances are unique; and their responsiveness, and their warm personalities and genuine interest in their clients (you feel like family).
Rick
"We are grateful to know that your team is thinking strategically about all the various aspects of our financial picture and are just as invested in our success as we are."
Ed
The above testimonials contain statements and opinions from actual clients of Ark Royal Wealth Management. Individuals were not compensated to discuss their experiences or have them shared on this website. Each client’s experience will differ and highlighted clients’ experiences may not be indicative of the experiences of other current or future clients. All investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.
Your financial journey requires a more intentional approach that considers your life's goals, not just your account balances. Part of your journey is working hard to save for retirement, but thriving in retirement is much more than just managing numbers.
Your financial journey requires a more intentional approach that considers your life's goals, not just your account balances. Part of your journey is working hard to save for retirement, but thriving in retirement is much more than just managing numbers.
Your financial journey requires a more intentional approach that considers your life's goals, not just your account balances. Part of your journey is working hard to save for retirement, but thriving in retirement is much more than just managing numbers.
Testimonials
Meet a few of our clients
"Mike makes sure I understand where we were and what we were talking about so that it wasn't totally foreign…There's a real trust factor that we have with Ark Royal."
Martha & Franklin
Testimonials
Meet a few of our clients
"Mike makes sure I understand where we were and what we were talking about so that it wasn't totally foreign…There's a real trust factor that we have with Ark Royal."
Martha & Franklin
Testimonials
Meet a few of our clients
"Mike makes sure I understand where we were and what we were talking about so that it wasn't totally foreign…There's a real trust factor that we have with Ark Royal."
Martha & Franklin
How We Work
We believe wealth is a tool, not a goal.
Our strategies are flexible and designed to help you use your wealth intentionally. We look at your entire financial picture, coordinating investments, taxes, and financial decisions to support your most important life goals.
As Seen In
As Seen In
As Seen In
Financial Wisdom for Intentional Living
How a Trip to Enroll in Medicare Almost Cost Our Client $300,000 - And How to Choose the Right Social Security Claiming Strategy
Several weeks ago our client, “Joe,” walked into a Social Security office to enroll in Medicare. However, over the course of that appointment he was told by an employee, “it’s your money, you’d be silly not to start it.” That casual recommendation could’ve cost Joe roughly $300,000.
How QTIP Trusts Protect Your Second Marriage and Your Kids
One-third of married Americans age 55 and older are currently in a second marriage. While remarriage is common in this age demographic, it often creates what we call the "Brady Bunch" dilemma: how do you ensure your current spouse is financially secure while also guaranteeing that your assets eventually reach your children from a previous marriage?
Trump Accounts: The Ultimate Tax-Free Wealth Strategy for Kids
Trump Accounts can be an excellent jump start to a child or grandchild's retirement savings.
Financial Wisdom for Intentional Living
How a Trip to Enroll in Medicare Almost Cost Our Client $300,000 - And How to Choose the Right Social Security Claiming Strategy
Several weeks ago our client, “Joe,” walked into a Social Security office to enroll in Medicare. However, over the course of that appointment he was told by an employee, “it’s your money, you’d be silly not to start it.” That casual recommendation could’ve cost Joe roughly $300,000.
How QTIP Trusts Protect Your Second Marriage and Your Kids
One-third of married Americans age 55 and older are currently in a second marriage. While remarriage is common in this age demographic, it often creates what we call the "Brady Bunch" dilemma: how do you ensure your current spouse is financially secure while also guaranteeing that your assets eventually reach your children from a previous marriage?
Trump Accounts: The Ultimate Tax-Free Wealth Strategy for Kids
Trump Accounts can be an excellent jump start to a child or grandchild's retirement savings.
Financial Wisdom for Intentional Living
How a Trip to Enroll in Medicare Almost Cost Our Client $300,000 - And How to Choose the Right Social Security Claiming Strategy
Several weeks ago our client, “Joe,” walked into a Social Security office to enroll in Medicare. However, over the course of that appointment he was told by an employee, “it’s your money, you’d be silly not to start it.” That casual recommendation could’ve cost Joe roughly $300,000.
How QTIP Trusts Protect Your Second Marriage and Your Kids
One-third of married Americans age 55 and older are currently in a second marriage. While remarriage is common in this age demographic, it often creates what we call the "Brady Bunch" dilemma: how do you ensure your current spouse is financially secure while also guaranteeing that your assets eventually reach your children from a previous marriage?
FAQs
Frequently Asked Questions
What makes Ark Royal different from other advisory firms?
Do I need to have a certain amount of assets to work with Ark Royal?
What are the benefits of working with a fee-only advisor?
Do you work with young professionals?
Do you work with clients nationwide?
Join newsletter
© 2026 Ark Royal Wealth
Ark Royal Wealth Management LLC (“ARWM”) is registered as an investment adviser with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by ARWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of ARWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
Join newsletter
© 2026 Ark Royal Wealth
Ark Royal Wealth Management LLC (“ARWM”) is registered as an investment adviser with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by ARWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of ARWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
Join newsletter
© 2026 Ark Royal Wealth
Ark Royal Wealth Management LLC (“ARWM”) is registered as an investment adviser with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by ARWM in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of ARWM, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.