As the last of the Baby Boom generation head toward retirement, more Americans have questions about long-term care. As Boomers age, demand for long-term care is likely to skyrocket in the next two decades. Affluent Americans with longer life expectancies have lots of questions about long-term care coverage.
Vanguard has long been celebrated for its low fees and straightforward index-investing approach. But customers are discovering “cost is what you pay, value is what you receive.”
Many consumers mistakenly think working with a fiduciary advisor ensures the advisor is always obligated to work in the best interest of the client. Some advisors wear "two hats" - working under an RIA structure for financial planning for example, but then making most (if not all) of their compensation from the sale of commission products, like annuities. Capital Financial Advisory Group is an example of such a firm in the Raleigh-Durham area.
Fixed Index Annuities are financial quicksand - easy to get into, hard (and expensive) to get out of. Here's what you need to know before buying.
Health Savings Accounts (HSAs) are often overlooked but can be one of the most powerful tools for individuals seeking both long-term investment growth and future healthcare savings. If utilized correctly, HSAs offer unparalleled tax advantages and investment opportunities, making them an essential component of a comprehensive financial strategy.