Blog

Mike Palmer Quoted in MarketWatch: Planning for a "Two Speed" Retirement: Navigating Age Gaps and RMDs
Planning for married couples with a significant age disparity is increasingly common. Navigating the complexities of this can be confusing and mistakes costly.

From Paycheck to Portfolio: Building a Sustainable Retirement Income Strategy in North Carolina
The transition from living on a paycheck to living off your portfolio can be daunting and requires a different skill set. Making a mistake can derail a lifetime of work.

Mike Palmer Quoted in MarketWatch: Your Financial Adviser Is Getting 1% - But Is That Fair to You?
Fee transparency and value received are the keys to finding an advisor truly focused on financial planning and not product sales.

How a Trip to Enroll in Medicare Almost Cost Our Client $300,000 - And How to Choose the Right Social Security Claiming Strategy
Several weeks ago our client, “Joe,” walked into a Social Security office to enroll in Medicare. However, over the course of that appointment he was told by an employee, “it’s your money, you’d be silly not to start it.” That casual recommendation could’ve cost Joe roughly $300,000.

How QTIP Trusts Protect Your Second Marriage and Your Kids
One-third of married Americans age 55 and older are currently in a second marriage. While remarriage is common in this age demographic, it often creates what we call the "Brady Bunch" dilemma: how do you ensure your current spouse is financially secure while also guaranteeing that your assets eventually reach your children from a previous marriage?

Trump Accounts: The Ultimate Tax-Free Wealth Strategy for Kids
Trump Accounts can be an excellent jump start to a child or grandchild's retirement savings.

The Risks of NIL Agents and the Importance of Fiduciary Advice
For college athletes receiving NIL income making good decisions is critical to financial success.

Financial Planning for GSK Employees
GlaxoSmithKline (GSK) has some of the most lucrative employee benefits in the pharmaceutical industry - but only if you make the most of them. At Ark Royal Wealth Management we work with a number of GSK employees / retirees to help them navigate the often complicated landscape of GSK benefits.
