Dec 16, 2024

December 2024 Charts

Three Charts That Have Our AttentionIf you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful.Private Credit Performance. A comparison of returns across various fixed-income categories reveals that private credit has been outperforming other classes.

Three Charts That Have Our Attention

If you are curious about what’s going on in the market or economy, we’d like to share some charts / graphics that we think are insightful.

Private Credit Performance. A comparison of returns across various fixed-income categories reveals that private credit has been outperforming other classes. No surprise we've seen a private credit boom with yield ~2x it's counterparts.

Active Management Performance. We believe our investment approach is the best way to put the odds of a successful investment experience in your favor. One reason is we shun the typical financial advisor’s claim that they can “identify top-performing” managers. Selling past performance is a charade as old as time and as this chart reveals, once a fund manager has success they often revert to the mean. Which translate into your investments underperforming the market. See our YouTube video for a more in-depth explanation.

CRE Loan Financing. Over $2 trillion of commercial real estate financing will come due in 2025 & 2026. Most of these loans were originated in 2020 & 2021 at average rate of 4.3%.

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How QTIP Trusts Protect Your Second Marriage and Your Kids

One-third of married Americans age 55 and older are currently in a second marriage. While remarriage is common in this age demographic, it often creates what we call the "Brady Bunch" dilemma: how do you ensure your current spouse is financially secure while also guaranteeing that your assets eventually reach your children from a previous marriage?

Mar 7, 2026

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Trump Accounts: The Ultimate Tax-Free Wealth Strategy for Kids

Trump Accounts can be an excellent jump start to a child or grandchild's retirement savings.

Mar 3, 2026

The Risks of NIL Agents and the Importance of Fiduciary Advice

For college athletes receiving NIL income making good decisions is critical to financial success.

Feb 25, 2026

How QTIP Trusts Protect Your Second Marriage and Your Kids

Mar 7, 2026

Trump Accounts: The Ultimate Tax-Free Wealth Strategy for Kids

Trump Accounts can be an excellent jump start to a child or grandchild's retirement savings.

Mar 3, 2026

The Risks of NIL Agents and the Importance of Fiduciary Advice

For college athletes receiving NIL income making good decisions is critical to financial success.

Feb 25, 2026

Financial Planning for GSK Employees

GlaxoSmithKline (GSK) has some of the most lucrative employee benefits in the pharmaceutical industry - but only if you make the most of them. At Ark Royal Wealth Management we work with a number of GSK employees / retirees to help them navigate the often complicated landscape of GSK benefits.

Feb 12, 2026

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