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Rebalancing your portfolio is often counterintuitive, but can be both a risk mitigation strategy and enhance long term returns.

For more than 20 years, Barron’s has conducted its annual Best Fund Families survey, ranking asset managers based on their one-year performance across a broad selection of actively managed funds. While the rankings provide a snapshot in time, many of the top-performing fund families of 2024 also boast strong long-term returns—suggesting they are more than just short-term standouts.

Many people wonder if working with a financial advisor is worth the expense. Concerns about cost, trust, and value often make individuals hesitant to seek professional guidance.

S&P 500 Valuations. The largest companies in the S&P 500 have significantly higher forward P/E ratios, with the top 10 trading at 30.7x earnings. Nearly 40% of the index weight is concentrated in those stocks, meaning these few companies have an outsized impact on index performance. Investors should be mindful of paying a premium for large growth stocks and the risks associated with increased market concentration.

Navigating the rules around inherited IRA Required Minimum Distributions (RMDs) can be complex, especially after the Secure Act of 2022 (also known as Secure 2.0) brought significant changes. Understanding these rules is crucial for non-spouse beneficiaries to avoid unnecessary taxes and penalties.

If you're between the ages of 25-40 Ark Royal Wealth Management has a special financial planning offering specifically designed to help young professionals take control of their finances through a structured, personalized approach.