CBS MarketWatch spoke with Ark Royal Wealth Management's Managing Principal Mike Palmer about how investors should approach CDs. Palmer emphasized that any CD purchase should fit into one's overall financial plan: "Before locking yourself into a CD you should take into consideration what the maturity of the CD is, how much you’re investing and what other sources of liquidity you have," said Palmer.
Annuity surrender fees can be as much as 15% and can last for up to 15 years. Be sure to consider these often overlooked landmines that annuity sellers may not fully disclose.
Indexing is an active decision. Does Dimensional offer an improvement on traditional index investing? In this video we walk through how DFA approaches portfolio construction.
IBM ends employer 401k match. What you need to know.